Originally incorporated in 1905, Federal Kemper Life (FKLA) is part of the Zurich Kemper life insurance companies and continues to enjoy its well-deserved reputation as a premier provider of low-cost, high-quality term life insurance products and fixed, tax-deferred annuity plans. While FKLA has maintained its term life leadership for the last two decades, the company has expanded its product portfolio to include innovative, flexible (and still low-cost) universal life insurance for its customers who need cash accumulation as well as protection.
As with all of the Zurich Kemper life companies, FKLA also prides itself on its creative use of advanced technology to simplify and shorten the process of applying for and acquiring life insurance protection.
| A.M. Best | S&P | Moody | |
|---|---|---|---|
| Federal Kemper Life Assurance Company | A+ | AA+ | Aa3 |
| Kemper Investors Life Insurance Company | A+ | AA+ | Aa3 |
| Zurich Life Insurance Company of America | A+ | AA+ | Aa3 |
| Fidelity Life Association | A+ | * | * |
| *Not rated |
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